Make a Plan to Cover Your Unmet Need

After you add up your scholarship, grants, loans, and expected family contributions, there may be a gap between these funds and your total cost of attending college. There are many ways to fill this gap – you can reduce personal costs, work during college, take out additional federal loans or private loans, or your family can help pay. Talk to your college financial aid officer in person to discuss which of these options will be best for you.

One great way to bridge your financial aid gap is to see if you are eligible for any merit-based scholarships. Use the tools below to search for options.

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You can do it!

Each of these funding ideas have pros and cons:
  • private loans are easy to get in the short term, but can be very difficult to pay off, and if you can't pay, your credit score can be ruined.
  • Federal loans are easier, safer, and cheaper to pay off than private loans, but there are more strict borrowing limits and eligibility caps.
  • Working sounds good, but it can be very difficult to keep up with all your classes while also holding down a steady job.
  • It's important to keep your costs low during college, but you can only eat so much ramen noodles and peanut butter before your brain starts to rot!
Go talk to your college's Financial Aid Office! They are there to help you afford college.